Credit Analyst:

Manage the credit risk within a diversified portfolio of accounts related to sales on credit to customers

Your role:

• Evaluating customers’ creditworthiness and setting policy of the decisions/judgment regarding credit offers for the customers, including: Utilize credit checks system on orders by reviewing contracts and performing timely analysis of new/existing customers’ financial status so to provide accurate interpretation of the credit risk and set credit limit by utilizing the Philips scoring methodology and credit policies.

• Assign credit limits and risk categories according to a defined approval matrix and SAP FSCM including assessment of potential doubtful/bankrupt customers in cooperation with the businesses we support

• Facilitate releasing of blocked sales orders based on defined approval matrix with each business.

• Performing customer credit reviews.

• Responsible for compliance of ICS checks.

• Analyze data, work with team members and members from Collections department.

• Hybrid role based inPanama.

You're the right fit if:

1. You’ve acquired 2+ years of experience in credit risk analysis,analyzing financial documents, working successfully and independently as well as in a team environment.

2. Your skills include Excel skills: utilizing pivot table, and VLOOKUP's.

3. You have bachelor's degree in F&A, Economics, or Business Administration required.

4. Good understanding of F&A processes and tools and familiarity and understanding of financial statements.

About Philips

We are a health technology company. We built our entire company around the belief that every human matters, and we won't stop until everybody everywhere has access to the quality healthcare that we all deserve. Do the work of your life to help the lives of others.

• Learn more about our business.

• Discover our rich and exciting history.

• Learn more about our purpose.

If you’re interested in this role and have many, but not all, of the experiences needed, we encourage you to apply. You may still be the right candidate for this or other opportunities at Philips. Learn more about our commitment to diversity and inclusion here.

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